YOUR UNITED ZION BENEFITS
Journey Starts Here
ELIGIBILITY
We appreciate your dedication and service and are proud to offer a benefits package that is valuable, flexible and competitive, providing right-size coverage. If you are a full-time team member regularly working over thirty (30) hours per week, you are eligible to participate in the Benefits Program. You have the option to enroll yourself and/or your eligible dependents in our benefits program.
Eligible dependents include: (1) Your legal spouse that is not offered coverage through his/her current employer; and (2) Your children up to age 26. Only those dependents who meet the eligibility requirements can enroll for coverage.
MEDICAL
With our medical plan you can access care in-network or out-of-network. We recommend accessing in-network care whenever possible, as it will be less expensive. The medical plan is administered by Meritain using the Aetna network.
Your prescription drug plan is administered by Magellan Rx and your specialty pharmacy program is administered by Archimedes. Both are included for employees enrolled in a medical plan.
HSA - HEALTH SAVINGS ACCOUNT
A Health Savings Account (HSA) combines high deductible health insurance with a tax-favored savings account. Money in the savings account can help pay the deductible. And money left in the savings account earns interest and is yours to keep.
For 2022 you can contribute up to $3,650 if you enroll as a single in the medical plan, or up to $7,300 if you enroll as a family. Additionally, if you are age 55 or older, you are eligible to make a catch-up contribution of $1,000.
Click here to manage your HSA account.
These amounts include United Zion's contribution. You may elect to change your contribution amount at any time throughout the year!
United Zion will make a $1,000 contribution if you're enrolled as a single, and a $2,000 contribution if you're enrolled with dependents!
Team members eligible for benefits as of April 1st will receive an annual contribution of $750.
Team members eligible for benefits as of July 1st will receive an annual contribution of $500.
Team members eligible for benefits as of October 1st will receive an annual contribution of $250.
FSA - FLEXIBLE SPENDING ACCOUNT
A Healthcare Flexible Spending Account (FSA) is a health care account that lets you set aside pretax money to help pay for qualified medical, dental and vision expenses that occur during a 12-month period.
TWO OPTIONS
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Healthcare FSA – Can be used ONLY with the PPO medical plans
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Dependent Care FSA – Can be used with any of the medical plans
BENEFITS OF A HEALTHCARE FSA
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Use it for office visit copays, Rx, and more
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Contribute up to $2,750 per year
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Use it or lose it (you may roll over up to $500 per year)
BENEFITS OF A DEPENDENT CARE FSA
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Use it for eligible child care expenses
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Contribute up to $5,000 per year
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Use it or lose it (no rollover)
VOLUNTARY DENTAL
This optional benefit is available if you want a little extra protection for those pearly whites.
The Dental plans are administered by MetLife.
You will not receive an ID card from MetLife. When you visit a dental provider, let them know our
group number which is 5344306 and our plan network is PDP.
VISION
Do you or your family wear glasses or contacts? Then this benefit is for you! The Vision plans are administered through MetLife.
You will not receive an ID card from MetLife. When you visit a vision provider, let them know our group number which is 5344306.
OTHER BENEFITS
ROCK MEDICAL
Primary Care for you when you need it most
WHAT'S INCLUDED
With our partnership with Rock Medical, you can receive a variety of services to help you achieve and maintain your best level of health and wellness, including:
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Wellness visits
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Extended sick visits
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Unlimited access to a health care professional
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Advanced integrated technology
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Medical treatment and expert advice
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Basic Lab Testing
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And more!
HOW MUCH IT COSTS
If you enroll in one of our PPO medical plans, there is no per-visit cost for you. If you enroll in our HSA plan, there is a cost of $49/visit for initial sick visits. There are no fees for follow ups of sick visits or preventative care visits. All preventive and wellness visits are of no cost.
To help pay for these visits, you may use the $1,000 or $2,000 HSA dollars that we contribute into your HSA bank account.
HOW TO PARTICIPATE
To participate, you simply need to enroll in one of the medical plans we offer, then visit the Rock Medical facility at:
Rock Lititz Campus
Pod 2 | Suite 14
201 Rock Lititz Blvd.
Lititz, PA 17543
IS THERE AN APP?
Yes! It's called the Clio Health Go app and you can learn all about it here.
Download it here for Apple devices.
FREQUENTLY ASKED QUESTIONS
DIRECTPATH WILL HELP
Healthcare can be very confusing. Have you ever wondered the difference between an HSA and FSA? What about that confusing bill you received after your last doctor’s visit? DirectPath is here to help!
YOUR DIRECTPATH ADVOCATE IS READY TO:
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Help you understand your healthcare benefits
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Assist with claims & billing issues
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Help you find in-network providers
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Verify coverage
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Educate you about health plan choices
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Clarify prescription drugs
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Provide total and out-of-pocket costs for tests and procedures